Key Features
- 10% cashback on Swiggy application food ordering, Instamart, Dineout & Genie.
- Exclusions for 10% cashback include Swiggy Money Wallet, Swiggy Liquor, Swiggy Minis & any other category decided later (if any).
- 5% cashback on online spending across online MCCs.
- Inclusions for 5% cashback include apparel, department stores, electronics, entertainment, home decor, pharmacies, personal care, local cabs, online pet stores & discount stores.
- Gift cards and groceries purchased on the 5% eligible merchants & MCCs won’t earn any cashback.
- Convert large purchases on your HDFC Bank Swiggy credit card into Smart EMI for stress-free repayments.
- Eligible purchases for SmartEMI include insurance, groceries, medical, petrol, utility, apparel, education, electronics and travel.
- Any gold and jewellery-related transaction is not eligible for conversion into SmartEMI.
- Zero lost card liability in the unfortunate event of losing your Swiggy HDFC Bank Credit Card. Report the loss immediately to HDFC Bank’s 24-hour call centre to avail of the benefit.
- Up to 50 days of interest-free credit period from the date of purchase.
- Balance Transfer on EMI is available at a processing fee of 1% of the loan amount (minimum Rs. 250) + GST.
- This card is enabled for contactless payments (allowed for a maximum of Rs. 5,000 for a single transaction), facilitating fast, secure and convenient payments at retail outlets.
